How does virtual organizing work? First there is a free phone consultation to determine if virtual organizing would work in this given situation Once it is determined that it is a good fit, a questionnaire is filled out to help solidify intentions and goals for the sessions If appropriate, pictures of the target area are sent A vision of what the area will look like and how you will feel in this area is explored A brainstorm list is put together of all tasks that need comple

Develop a vision of how you want this year to look and feel. Make some notes. It could look like: I want to be confident that my money will last until the end of the month. When I make a fun purchase, I want to be sure that I won’t regret it later. I want to know that if something breaks or goes wrong, it won’t devastate my finances. Next brainstorm all that you can do to make this happen. Some ideas are: I will track everything I spend – even that cup of coffee during break.

Having a holiday budget is the best way to outsmart the overspending chaos. Much of our spending is tied to a combination of emotion and family traditions. Before things get out of hand, do two things. First, develop a vision of what is really important to you this year. Then decide how much you can spend to make this vision happen. Once you come up with your big total, break it down into categories. Start with the categories that are really important to you and your vision.

How exciting it is to have your first home! How scary it is to have your first home! When a child leaves the nest and “flies solo” for the first time, what does he need to know? Diane Quintana has an excellent book, Flying Solo: A Guide To Organizing Your Home When You Leave Your Parent’s Nest. In this book she covers organizing the move, space, kitchen, budget, papers, and time. Should the child rent or buy? What might a landlord require? What utilities will he need to deal

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